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  • Policy credit supports for sustainable poverty reduction in Hai Duong 26-01-2024, 2:50 pm
    Policy credit supports for sustainable poverty reduction in Hai Duong
    Recently, Directive No. 40-CT/TW of the Party Central Committee Secretariat in Hai Duong province has brought many positive results. Thanks to preferential credit from VBSP, many poor households and other policy beneficiaries in the province have been able to have stable income, achieve economic development, and get out of sustainable poverty.
  • Effective credit in Quang Ninh province 25-01-2024, 1:43 pm
    Effective credit in Quang Ninh province
    Over the past time, VBSP Quang Ninh branch has effectively implemented policy credit programs to promptly meet the capital needs of people to develop production.
  • Rebuild lives thanks to preferential policy credit 23-01-2024, 3:19 pm
    Rebuild lives thanks to preferential policy credit
    Decision No. 22/2023/QD-TTg of the Prime Minister on credit for people who have completed their prison sentences (Decision No. 22) has made a huge contribution to helping those who have executed the sentences to rebuild their lives in Ba Ria - Vung Tau province.
  • Highland district - Meo Vac improves the quality of Savings and Credit Group activities 18-01-2024, 2:24 pm
    Highland district - Meo Vac improves the quality of Savings and Credit Group activities
    Recently, accompanying VBSP Meo Vac district (Ha Giang), the Savings and Credit Group (SCG) has brought policy credit to the poor, near-poor households and other policy beneficiaries, contributing to improving the quality of life and developing the family economy from policy credit sources.
  • Policy credit accompanies the people 17-01-2024, 2:18 pm
    Policy credit accompanies the people
    In 2023, VBSP Can Tho branch has focused on improving the quality of policy credit, meeting the demand of production and business development of the residents, contributing to improving income, life quality of citizens, and effectively implementing the goal of sustainable poverty reduction in the city.
  • Poverty reduction in Ha Tinh province 10-01-2024, 5:00 pm
    Poverty reduction in Ha Tinh province
    Policy credit has supported the creation of jobs for nearly 9,000 workers, the construction of nearly 27,000 rural safe water and sanitation projects, and the construction of nearly 800 houses in Ha Tinh.
  • Supporting ethnic minorities in Quang Ngai to get out of poverty 10-01-2024, 4:56 pm
    Supporting ethnic minorities in Quang Ngai to get out of poverty
    Recently, Quang Ngai has implemented the main tasks and solutions identified in the overall project for socio-economic development of ethnic minority and mountainous areas "Innovating and expanding credit policies in the direction of expanding the number of borrowers to production and business projects that create livelihoods for ethnic minorities".
  • Life changed thanks to preferential policy credit 10-01-2024, 4:50 pm
    Life changed thanks to preferential policy credit
    Thanks to preferential credit, many poor households in Thai Hoa (Nghe An province) have had opportunities for production, economic development and stable lives.
  • Vietnam Bank for Social Policies (VBSP) deploys its tasks in 2024 10-01-2024, 4:45 pm
    Vietnam Bank for Social Policies (VBSP) deploys its tasks in 2024
    (VBSP News) On January 6, 2024, in Hanoi, VBSP organized an online conference to deploy tasks in 2024. Mr. Duong Quyet Thang, Secretary of the Party Committee of Central Bank for Social Policies, Member of the Board of Directors - General Director, chaired the Conference. The conference was deployed online to all meeting points of VBSP at all levels.
  • General Director of VBSP worked with the Ministry of Agriculture and Livestock Development of Nepal 15-12-2023, 1:50 pm
    General Director of VBSP worked with the Ministry of Agriculture and Livestock Development of Nepal
    Within the framework of membership relations with the Asia-Pacific Rural and Agricultural Credit Association (APRACA), in the morning of December 11, 2023 in Hanoi, General Director of VBSP, Duong Quyet Thang, had a meeting and worked with the delegation of senior officials of the Ministry of Agriculture and Livestock Development of Nepal led by Minister BEDU RAM BHUSAL.
  • Highland people get out of poverty thanks to policy credit 14-12-2023, 1:35 pm
    Highland people get out of poverty thanks to policy credit
    Policy credit is not only a companion of ethnic minorities but also a "pedestal" to help mountainous district authorities achieve poverty reduction goals. In Thanh Hoa province, many people in remote areas have got out of poverty and enriched themselves thanks to the VBSP’s preferential credit.
  • Using effectively policy credit in Dak lak province 14-12-2023, 1:32 pm
    Using effectively policy credit in Dak lak province
    According to report of VBSP Dak Lak Branch, there are totally 11,793 post-poor households and 10,355 post-near-poor households in 2022, in which, 20,011 households could receive preferential credit (accounting for 89%). In the past years, policy credit programs were effectively deployed, contributing to sustainable poverty reduction in the locality.
  • The poor in Nghia Thang commune enriched themselves by policy preferential credit 14-12-2023, 1:30 pm
    The poor in Nghia Thang commune enriched themselves by policy preferential credit
    Policy credit programs in Nghia Thang commune made an important contribution in economic development, social security and new rural construction, especially creating chances for the poor households, near-poor households and other policy beneficiaries to create jobs, recover economy and overcome difficulties after Covid-19 pandemic.
  • Small savings, but big benefits 14-12-2023, 1:21 pm
    Small savings, but big benefits
    In Phu Yen province, with a little of money (about tens of thousands VND per month), the poor and other beneficiaries could deposit money as savings through Savings and Credit Group, which helping local people save a large amount of money to repay debts for the bank.
  • Creating jobs in Kien Giang province 29-11-2023, 3:46 pm
    Creating jobs in Kien Giang province
    Thanks to credit from the Program of Job Creation under Decree No.11/NQ-CP of the Government on Recovery and Socio-economic Development Program, many individuals and households in Kien Giang had opportunities to expand their scale of production and create jobs for local people.
  • Creating livelihoods for the poor 29-11-2023, 3:44 pm
    Creating livelihoods for the poor
    From funding of National Target Programs, Gia Lai province has deployed some projects of supporting production to help the poor promote economy and stabilize their lives.
  • About 2,500 households in Binh Phuoc province tried to escape poverty 29-11-2023, 3:42 pm
    About 2,500 households in Binh Phuoc province tried to escape poverty
    To implement the National Target Program on sustainable poverty reduction for the period 2021 – 2025, Binh Phuoc has set a target of reducing from 2,000 to 2,500 poor households per year under the multidimensional poverty standard with a decrease of 1,000 poor ethnic minority households.
  • Escaping poverty thanks to policy credit 29-11-2023, 3:39 pm
    Escaping poverty thanks to policy credit
    Thanks to preferential credit, many poor households, near-poor households and other target groups in Pleiku city (Gia Lai Province) have had opportunities to extend production and improve their lives.
  • Hunger eradication and poverty reduction in Hoa Binh province 29-11-2023, 3:36 pm
    Hunger eradication and poverty reduction in Hoa Binh province
    Preferential credit from VBSP Hoa Binh branch made a huge contribution in the task of hunger eradication and poverty reduction in the locality for many years.
  • Policy credit accompanied with economic development 29-11-2023, 3:32 pm
    Policy credit accompanied with economic development
    Preferential credit from VBSP Nghia Hanh district (Quang Ngai province) has played an important role in promoting the economy, helping people in the area raise their income and gradually get out of poverty and enrich themselves.
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LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...