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  • Helping ethnic minority people use loans effectively 18-10-2022, 9:52 am
    Helping ethnic minority people use loans effectively
    (VBSP News) As a leader of Savings and Credit Group (SCG) in Da Ban village, Phuoc Tien commune, Bac Ai district (Ninh Thuan province), Ms. Pinang Thi Dao has many initiatives in managing savings and VBSP's entrustment loan, creating the best conditions for her members to develop their economy and stabilize their lives.
  • Overcoming difficulties and escaping from poverty thanks to inclusive finance 10-10-2022, 10:39 am
    Overcoming difficulties and escaping from poverty thanks to inclusive finance
    (VBSP News) At Trang Son commune, Do Luong district (Nghe An province), Ms Nguyen Thi Loi in hamlet 1 is a typical example, which everyone knows in overcoming difficulties to escape from poverty.
  • Inclusive finance supports labor export 05-10-2022, 10:39 am
    Inclusive finance supports labor export
    (VBSP News) Over the past years, Sa Dec city (Dong Thap) has had many migrant workers abroad for limited terms, which is not only a solution to create jobs but also an opportunity for workers to get rich. Defining the migrant workers abroad lending program as a major policy of the Party and State, VBSP has actively implemented many measures to promote labor export in the locality.
  • Local businesses recover quickly after the pandemic 03-10-2022, 11:35 am
    Local businesses recover quickly after the pandemic
  • Effectiveness from preferential capital for disadvantaged students 27-09-2022, 4:47 pm
    Effectiveness from preferential capital for disadvantaged students
  • Implementing effectively job creation lending program 22-09-2022, 2:52 pm
    Implementing effectively job creation lending program
    (VBSP News) Job creation program is one of 14 credit programs being effectively implemented by VBSP in Sa Dec City (Dong Thap). In the past time, this capital has helped many laborers to create jobs, increase income, in which many households have sustainably escaped from poverty.
  • Policy credit helps people living in the highlands escape from poverty 22-09-2022, 9:33 am
    Policy credit helps people living in the highlands escape from poverty
    (VBSP News) Luc Nam is one of the four mountainous districts of Bac Giang province, with many communes, villages and hamlets facing special difficulties and a high poverty rate. In recent years, credit programs implemented by VBSP branch in Bac Giang province have brought remarkable changes in socio-economic development, sustainable poverty reduction, and new rural construction in the area
  • Focusing on lending to ethnic minority households 21-09-2022, 9:55 am
    Focusing on lending to ethnic minority households
    (VBSP News) Implement Decree No. 28/2022/ND-CP of the Government on preferential credit policies for implementation of the National Target Program on socio-economic development in ethnic minority and mountainous areas in the period 2021 - 2030, phase 1 (2021 - 2025) (Decree 28), VBSP branch in Thua Thien - Hue province has been effectively disbursed capital to the right beneficiaries.
  • Hanoi creates stable fulcrum to aid policy credit 19-09-2022, 3:00 pm
    Hanoi creates stable fulcrum to aid policy credit
    (VBSP News) With effective support from the city’s management at various levels, Hanoi has witnessed positive outcomes with policy credit activities over the past two decades, helping several hundred thousand needy households to escape poverty sustainably.
  • Newsletter Vol 10.2022 19-09-2022, 2:56 pm
    Newsletter Vol 10.2022
  • Practical and effective preferential credit policies for the poor and other policy beneficiaries 19-09-2022, 2:44 pm
    Practical and effective preferential credit policies for the poor and other policy beneficiaries
    (VBSP News) On September 7, the People's Committee of Binh Duong province held a conference to review 20 implementation years of Decree No. 78/2002/ND-CP dated 4th October 2002 of the Government on credit for the poor and other policy beneficiaries. Attending the conference were Nguyen Loc Ha - Member of the Provincial Party Standing Committee, Vice Chairman of the Provincial People's Committee; Bui Quang Vinh - VBSP Deputy General Director; and leaders of departments, agencies and localities in the province.
  • The effectiveness of VBSP inclusive finance 19-09-2022, 11:51 am
    The effectiveness of VBSP inclusive finance
    (VBSP News) Over the past years, VBSP in Ba Vi district (Hanoi city) has disbursed hundreds of VND billion through preferential loan programs, helping poor households and other policy beneficiaries have the opportunity to access with capital, invest in production development, gradually escaping from poverty and complete the criteria for building a new rural area.
  • Nayoby Attapeu branch of Laos Policy bank visited and worked with VBSP branch in Kon Tum province 19-09-2022, 10:10 am
    Nayoby Attapeu branch of Laos Policy bank visited and worked with VBSP branch in Kon Tum province
  • Typical example of good production and business 19-09-2022, 9:12 am
    Typical example of good production and business
    (VBSP News) In recent years, in many areas across Ba To district (Quang Ngai), there have appeared a number of diversified and effective economic development models and many examples of farmers who are dynamic, dare to think, dare to do, industrious, creative, step by step rise to get rich righteously. Mr. Pham Van Hoa in Go Ret village, Ma Nghit, Ba Cung commune is one such person.
  • Increasing the loan size for Disadvantaged Student Program 08-09-2022, 10:02 am
    Increasing the loan size for Disadvantaged Student Program
    (VBSP News) From May 19, 2022, the maximum loan size for Disadvantaged Students Program will increase from VND 2.5 million/month/student to VND 4 million/month/student.
  • The leader of Savings and Credit Group dedicated to inclusive finance 23-08-2022, 3:23 pm
    The leader of Savings and Credit Group dedicated to inclusive finance
    (VBSP News) Mr. Tran Thanh Tri from Thuan Phat Hamlet, Hoa Thuan Ward, Cao Lanh City (Dong Thap) has been a leader of the Savings and Credit Group for nearly 20 years. During his work, Mr. Tri has always been active, dedicated to his work and well managed the policy credit capital.
  • Serving customers at commune transaction points 22-08-2022, 3:14 pm
    Serving customers at commune transaction points
    (VBSP News) In order to support the poor and other disadvantaged groups to easily access policy credit, VBSP Transaction Office of Kien Hai district (Kien Giang) has brought professional activities to commune transaction points to serve their customers.
  • Vietnamese farmer make rice conveyor belt 22-08-2022, 2:34 pm
    Vietnamese farmer make rice conveyor belt
    (VBSP News) When the harvest comes, the transportation of rice to boats or trucks is mainly manual. However, this work is very hard, heavy, leading to that labor productivity is not high. Realizing this problem, Mr. Huynh Van Tiep in Thuan Dong hamlet, Loi Thuan commune, Ben Cau district (Tay Ninh) had the idea of making a conveyor belt to transport rice.
  • Nayoby Attapeu branch (Policy bank of Laos PDR) visited and worked with VBSP branch in Kon Tum province 15-08-2022, 2:07 pm
    Nayoby Attapeu branch (Policy bank of Laos PDR) visited and worked with VBSP branch in Kon Tum province
    (VBSP News) From August 7-12, 2022, the delegation of the Nayoby Attapeu branch led by Mr. Bounlem Kivongsack - Branch Director visited and worked with VBSP branch in Kon Tum province.
  • VBSP inclusive finance contributes to sustainable poverty reduction 05-08-2022, 1:29 pm
    VBSP inclusive finance contributes to sustainable poverty reduction
    (VBSP News) Thanks to the VBSP’s credit programs in Go Dau district (Tay Ninh) to raise livestock for economic development, up to now, the number of poor households has been significantly reduced, only 19 households in Phuoc Thanh commune.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...