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  • VBSP helping Lao Cai achieve sustainability 15-08-2025, 9:13 am
    VBSP helping Lao Cai achieve sustainability
    VBSP Lao Cai Provincial Branch has been expediting policy credit schemes with great effect, enhancing the province's advantages and increasing its self-sufficiency, thereby helping the northern border province with its strategic vision of sustainable development.
  • VBSP Ky Son stands by locals with timely and compassionate support 08-08-2025, 9:30 am
    VBSP Ky Son stands by locals with timely and compassionate support
    VBSP Ky Son has delivered essential aid and heartfelt support to families in Nghe An province in the wake of devastating floods, reaffirming its mission of helping people in need.
  • Son La enhances effectiveness of policy credit 08-08-2025, 9:27 am
    Son La enhances effectiveness of policy credit
    Recognizing policy credit as a key driver for local socio-economic development, Son La province has mobilized the entire political system, along with the relevant agencies to implement a range of coordinated and context-appropriate measures to help people rise out of poverty in a sustainable manner.
  • Vietnam’s Experience in Agricultural Development 31-07-2025, 3:00 pm
    Vietnam’s Experience in Agricultural Development
    As a member of the Asia-Pacific Rural and Agricultural Credit Association (APRACA), Vietnam Bank for Social Policies (VBSP) hosted the International Training and Exposure Visit on Microfinance and Agriculture Development in Vietnam from 15 to 22 July, 2025. VBSP welcomed a delegation from Nepal’s Ministry of Agriculture and Livestock Development (MoALD), led by Mr. Mahesh Chandra Acharya - Director of the NAFHA Project (Nuts and Fruits in Hilly Areas).
  • Maintain policy credit transaction points 21-07-2025, 9:43 am
    Maintain policy credit transaction points
  • Hung Yen is intensifying entrusted policy credit 15-07-2025, 4:01 pm
    Hung Yen is intensifying entrusted policy credit
    VBSP Hung Yen Provincial Branch has recently signed a joint document with four mass organizations to implement entrusted lending activities for poor households and other policy beneficiaries.
  • Strengthening cooperation between the Policy Bank of the Lao People's Democratic Republic and the Vietnam Bank for Social Policies (VBSP) 14-07-2025, 2:50 pm
    Strengthening cooperation between the Policy Bank of the Lao People's Democratic Republic and the Vietnam Bank for Social Policies (VBSP)
    Within the framework of the cooperation program between the Policy Bank of the Lao People's Democratic Republic (NBB) and the Vietnam Bank for Social Policies (VBSP), from July 8 to 11, 2025, a delegation of NBB officials led by General Director Souphak THINXAYPHONE paid a visit and worked with VBSP.
  • Signing Task Assignment Minute between VBSP and VICEM 04-07-2025, 1:19 pm
    Signing Task Assignment Minute between VBSP and VICEM
    Morning July 2nd, at the headquarters of VBSP, in collaboration with relevant stakeholders, Vietnam Bank for Social Policies (VBSP) held the signing ceremony of task assignment minute between VBSP and VICEM in the framework of the project “Promoting financial inclusion and collaborative economic development in the digital economy in Vietnam”. The signing ceremony has been witnessed by Mr. Hoang Minh Te – VBSP’s Deputy General Director; Madam Cao Xuan Thu Van – President of Vietnam Cooperative Association; Mr. Filip Graovac - Chief Representative of The Asian Foundation in Vietnam, with the participants of numerous learderships and members from The Project Management Board, Vietnam Cooperative Alliance (VCA), Vietnam Institute for Cooperative and Enterprise Management (VICEM), and VBSP.
  • VBSP PROGRESS REPORT - FIRST 6 MONTHS OF 2025 04-07-2025, 9:30 am
    VBSP PROGRESS REPORT - FIRST 6 MONTHS OF 2025
  • Giving Tet gifts to the poor households and policy beneficiaries 11-06-2025, 3:16 pm
    Giving Tet gifts to the poor households and policy beneficiaries
  • Results of Social Policy Credit Loan Scheme in implementing 03 National Target Programs (2020-2025) 09-06-2025, 10:27 am
    Results of Social Policy Credit Loan Scheme in implementing 03 National Target Programs (2020-2025)
    Social Policy Credit has contributed to the effective implementation of 03 government-funded national target programs period 2020-2025, aiming at different social welfare’s targets. In order to effectively take advantage of the national budgets in invoking the program, VBSP has played an indispensable part as the leading publicly-owned financial institution in providing inclusive financial products & services for the poor and other last-mile population for sustainable poverty alleviation, financial inclusion development and social security to accelerate socio-economic development. Following are the key highlights VBSP has achieved in the result of these 03 national target programs in 2020-2025.
  • Ensuring Continuous Operations of VBSP to Best Serve the People 05-06-2025, 2:39 pm
    Ensuring Continuous Operations of VBSP to Best Serve the People
    An online conference between the Board of Directors (BOD) of VBSP and its local representatives was held on June 5, 2025. At the event, Governor of the State Bank of Vietnam (SBV) Nguyễn Thị Hồng, Chairwoman of the VBSP BOD, emphasized the importance of maintaining stable and efficient operations of VBSP amid ongoing administrative restructuring and the implementation of national target programs for 2021–2025.
  • Inspiring Stories on the Journey Out of Poverty 05-06-2025, 9:30 am
    Inspiring Stories on the Journey Out of Poverty
    On May 30, in the Southern region, the Central Emulation and Commendation Board organized an exchange program honoring exemplary individuals and collectives in the emulation movement “For the Poor - Leaving No One Behind”. The event was an opportunity to recognize individuals and organizations with creative approaches and effective models for sustainable poverty reduction.
  • VBSP's Preferential Loan Scheme for Social Housing 16-05-2025, 2:05 pm
    VBSP's Preferential Loan Scheme for Social Housing
    As of Apr. 28, 2025, the total outstanding loans of VBSP reached VND 386 trillion (approx. USD 14,9 billion), an increase of VND 18,8 trillion (~USD 723 million) compared to the end of 2024, in which, the total outstanding loan for social housing were VND 10,3 trillion (~USD 397 million), taking account of 2.66% of the total loan portfolio of the whole system. In the first 03 months of 2025, the credit growth of social housings' loan schemes have supported the construction of more than 1,200 residential dwellings for the poor and 1,800 social housings for low-income groups.
  • Journey of Poverty Reduction in Lang Son 16-05-2025, 10:07 am
    Journey of Poverty Reduction in Lang Son
    Thanks to effective production models and the close support of all levels of the Women’s Union, many ethnic minority women in Lang Son province have boldly taken charge of their lives, contributing to sustainable poverty reduction and life improvement for their families.
  • Leveraging Sustainable Livelihoods 07-05-2025, 2:45 pm
    Leveraging Sustainable Livelihoods
  • Quang Nam Widely Expands Policy Credit 06-05-2025, 10:00 am
    Quang Nam Widely Expands Policy Credit
    Policy credit activities in Quang Nam Province have developed extensively, contributing to job creation, poverty reduction and local socio-economic development.
  • Policy credit as driving force for local economic development 06-05-2025, 9:29 am
    Policy credit as driving force for local economic development
    Thanks to the State’s preferential credit funds implemented through the Vietnam Bank for Social Policies (VBSP), a large number of impoverished residents - from the high mountain areas to the coastal flats of the narrow strip of Quang Binh Province - have been provided with crucial resources to invest in economic development and achieve sustainable poverty alleviation.
  • Conditions and preferential policies for loans to buy social housing in 2025 06-05-2025, 9:23 am
    Conditions and preferential policies for loans to buy social housing in 2025
    Social housing always receives a lot of attention from the people.
  • DONG HOA - PHU HOA: Preliminary review of policy credit activities in the first quarter of 2025 06-05-2025, 9:17 am
    DONG HOA - PHU HOA: Preliminary review of policy credit activities in the first quarter of 2025
    On the afternoon of April 17, the Board of Directors of the Vietnam Bank for Social Policies (VBSP) in Dong Hoa Town held a meeting to review social policy credit activities in the first quarter and deploy tasks for the second quarter of 2025.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...