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  • Propose rising loan amounts for disadvantaged students Hôm nay, 3:18 pm
    Propose rising loan amounts for disadvantaged students
    Rising college costs are prompting many families to prepare financially early. Raising the maximum loan amount to 8 million VND per month is expected to provide more financial support for students.
  • Policy credit – a cornerstone for people's livelihoods Hôm nay, 3:14 pm
    Policy credit – a cornerstone for people's livelihoods
    Thanks to preferential loans, people in Thuan An commune have additional resources to invest in production, diversify crops, create jobs, and increase income. Policy-based capital is becoming a foundation for people to confidently develop their economy and gradually stabilize their lives.
  • Maximizing the effectiveness of preferential credit programs Hôm nay, 3:11 pm
    Maximizing the effectiveness of preferential credit programs
    The preferential credit programs implemented by the VBSP branch and the City Federation of Labor Unions have proven effective. Thanks to these loans, union members and workers have additional resources to address essential needs in their lives.
  • Preventing the relapse cycle Hôm nay, 3:07 pm
    Preventing the relapse cycle
    The local police force reviewed the need for loans to develop livelihoods in accordance with Government Decision No. 08 on credit support for those under rehabilitation. To date, a list of 116 individuals in need of loans has been compiled and submitted to the VBSP branch of Thanh Hoa province for assessment; 28 cases have received disbursements totaling 3.2 billion VND.
  • When policy credit reaches the right place Hôm nay, 3:01 pm
    When policy credit reaches the right place
    For ethnic minority communities still facing difficulties in Lam Dong, timely access to capital can create more opportunities for livelihood development. From practical loans to new interest rate support policies, credit resources are becoming a cornerstone for people to improve their lives.
  • Policy credit provides impetus for the transformation of the Do Luong region Hôm nay, 8:35 am
    Policy credit provides impetus for the transformation of the Do Luong region
    The Do Luong area, formerly an old district and known as the "gateway" to western Nghe An province, is undergoing a strong and comprehensive transformation, especially in sustainable poverty reduction and rural development. These impressive achievements are partly due to the significant contributions of credit programs from the Vietnam Bank for Social Policies (VBSP).
  • Veterans engage in economic activities using policy-based credit funds Hôm nay, 8:32 am
    Veterans engage in economic activities using policy-based credit funds
    Thanks to policy-based credit, many veterans in Avuong and Que Phuoc communes have boldly invested in production development and transformed their crop and livestock structures. These effective economic models have brought stable income to their families and fostered a spirit of self-reliance and mutual support to help them rise up and achieve legitimate wealth.
  • Policy-based loans for students: A humanitarian pillar of support in the war-torn land of Quang Tri Hôm nay, 8:27 am
    Policy-based loans for students: A humanitarian pillar of support in the war-torn land of Quang Tri
    Every school year, along with the joy of returning to school comes the nagging worry of countless disadvantaged families in Quang Tri province. Thanks to the effective implementation of the preferential credit program under Decision No. 157/2007/QD-TTg of the Prime Minister, the VBSP branch in Quang Tri province has become a supportive "facilitator," removing financial barriers and opening up opportunities for thousands of poor students to establish themselves and build their careers.
  • Lam Dong: Additional resources and more opportunities from policy-based credit Hôm nay, 8:23 am
    Lam Dong: Additional resources and more opportunities from policy-based credit
    Besides central government funding, local budget funds entrusted through the Vietnam Bank for Social Policies (VBSP) are opening up more opportunities for accessing preferential credit for many specific target groups in Lam Dong...
  • Gia Lai: Policy-based credit provides support for students. Hôm nay, 8:18 am
    Gia Lai: Policy-based credit provides support for students.
    The preferential credit program for students, master's students, and doctoral candidates in science, technology, engineering, and mathematics, implemented by the VBSP branch of Gia Lai province, has proven effective and provided support to many disadvantaged individuals.
  • Providing additional support for people in disadvantaged areas to develop their livelihoods 03-09-2026, 2:06 pm
    Providing additional support for people in disadvantaged areas to develop their livelihoods
    By proactively bringing policy-based credit to the grassroots level, the Ba Thuoc Branch of the Vietnam Bank for Social Policies (VBSP Ba Thuoc) is contributing to bringing preferential capital closer to the people. People have more opportunities to buy livestock and seedlings, invest in livestock facilities, care for forests, purchase supplies for production, or develop economic models suitable to their family's conditions.
  • Providing financial support and paving the way for those recovering from addiction to return to a normal life 03-09-2026, 11:28 am
    Providing financial support and paving the way for those recovering from addiction to return to a normal life
    Decision No. 08/2026/QD-TTg dated March 3, 2026, of the Prime Minister on "Credit for people after drug rehabilitation" has opened another "door" for those who have made mistakes to have a chance to rebuild their lives. In Thanh Hoa, policy-based capital sources not only create conditions for people after rehabilitation to develop production, create jobs, and increase income, but also become a spiritual support helping them overcome psychological barriers, erase feelings of shame, and gradually reintegrate into the community.
  • VBSP provides support to students ahead of the new school year 03-09-2026, 11:25 am
    VBSP provides support to students ahead of the new school year
    Policy-based credit is becoming a pillar of support, helping many disadvantaged students in Ha Tinh confidently enter the 2026-2027 school year. Not only does it address immediate financial needs, but this funding also opens up opportunities for young people to pursue promising fields of study, especially in science, technology, engineering, and mathematics (STEM).
  • Empowering young people to develop the economy 03-09-2026, 11:19 am
    Empowering young people to develop the economy
    (VBSP news) From outstanding loans amounting to tens of billions of dong to effective production and livestock farming models, policy credit activities in Khanh Hoa are empowering union members and young people to develop their economy.
  • Savings & credit groups - A bridge between VBSP and borrowers 03-09-2026, 11:15 am
    Savings & credit groups - A bridge between VBSP and borrowers
    The network of Savings and Loan Groups is becoming an important bridge between the Vietnam Bank for Social Policies and the poor and other disadvantaged groups, helping to bring credit policies closer to each borrowing household. In addition to supporting access to capital, these groups also monitor capital utilization, foster financial discipline, and promptly report difficulties at the grassroots level.
  • O Cho Dua Ward promotes policy-based credit linked with digital transformation 28-08-2026, 10:52 am
    O Cho Dua Ward promotes policy-based credit linked with digital transformation
    Digital transformation is being accelerated. Savings and loan groups are using policy credit management applications to collect interest, collect savings deposits, and transfer loan repayments; at the same time, they are guiding borrowers to use the VBSP SmartBanking application to receive loans, monitor outstanding balances, deposit savings, and conduct cashless transactions.
  • Training on policy credit operations for 124 Chairpersons of Commune and Ward People's Committees 28-08-2026, 10:48 am
    Training on policy credit operations for 124 Chairpersons of Commune and Ward People's Committees
    The VBSP Branch of Tuyen Quang province has already organized a training course for Chairpersons of People's Committees and Heads of Boards of Representatives of the Social Policy Bank at the commune level throughout the province. The conference was held in a hybrid format, combining in-person and online participation, connecting 124 communes and wards across the province.
  • Five communes and wards mobilized savings to help the poor, raising nearly 20 billion VND 28-08-2026, 10:17 am
    Five communes and wards mobilized savings to help the poor, raising nearly 20 billion VND
    On the afternoon of August 27th, the Quang Nam Branch of the Social Policy Bank, in coordination with the communes and wards of Tam Ky, Ban Thach, Quang Phu, Huong Tra, and Tam Xuan, organized a conference to summarize the "Saving for the Poor in 2026" movement and implement tasks for the remaining months of the year.
  • People who have completed drug rehabilitation can borrow up to 200 million VND, with interest rates the same as for poor households 28-08-2026, 10:14 am
    People who have completed drug rehabilitation can borrow up to 200 million VND, with interest rates the same as for poor households
    Individuals who have completed drug rehabilitation can borrow up to 200 million VND, with interest rates equivalent to those for impoverished households, and are not required to provide collateral.
  • Instilling hope in those recovering from addiction 28-08-2026, 10:12 am
    Instilling hope in those recovering from addiction
    Preferential credit for people recovering from drug addiction is a humane policy, clearly demonstrating the message "leaving no one behind" in the sustainable poverty reduction and social security efforts. The Social Policy Bank branch in Da Nang is urgently implementing this loan program, instilling hope for many families to rise above their circumstances and reintegrate into society.
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PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households

Lending to near poor households 7,92%/year

Students

Lending to disadvantaged students 6,6%/year

People in need of loans for job creation

Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE

Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...