DEPOSIT INTEREST RATE

Term

Deposit Rate (%/year)

< 1 month

0.3

1 month

4.1

2 months

4.1

3 - 6 months

4.4

6 - 9 months

4.8

9 -12 months

4.8

> 12 months

6.4

No.

SERVICES

FEE

FEE

Minimum/Maximum

I

ACCOUNT SERVICES

1

All kinds of account opening fee

Free

2

Account management fee

Free

3

Cash deposit into account opened at VBSP

3.1

Cash deposit into VBSP at which account is opened

Free

3.2

Cash deposit into VBSP - different place with where account is opened

3.2.1

The same province/city

0.02%/transaction amount

Min: VND 5,000/ transaction

Max: VND 1,000,000/ transaction

3.2.2

Different province/city

0.04%/transaction amount

4

Cash withdrawal from account opened at VBSP

4.1

Cash withdrawal for savings/term deposits at VBSP; cash withdrawal from accounts used to pay salaries, wages and other policy regimes of officials and employees

Free

4.2

Cash withdrawal after 03 working days from the date the account is credited

Free

4.3

Cash withdrawal after 03 working days from the date the account is credited, except for the cases specified at 4.1

0.02%/ transaction amount

Min: VND 5,000/ transaction

Max: VND 1,000,000/ transaction

5

Request for account information

5.1

Request for print account statement

5.1.1

Request for print account statement at current month and previous month

Free

5.1.2

Statement arises in the remaining cases

VND 2,000/page

Min: VND 5,000/page

5.2

Request for print the copy of documents

VND 3,000/page

Min: VND 5,000/page

5.3

Account balance confirmation

VND 10,000/page

6

Freezing account or stop freezing account

Free

7

Account closing fee at customer's request

Free

II

REMITTANCE SERVICES

1

Outward remittance

1.1

Domestic outward remittance in VBSP’s system

1.1.1

Transfer between two accounts opened at a VBSP unit (same POS)

Free

1.1.2

Transfer between two accounts opened at two VBSP units (different POS)

0.01%/transaction amount

Min: VND 2,000/ transaction

Max: VND 1,000,000/ transaction

1.1.3

Transfer from account opened at VBSP for customers to receive cash at VBSP

0.02%/transaction amount

Min: VND 5,000/ transaction

Max: VND 1,000,000/ transaction

1.1.4

Cash deposit to transfer money to customers who receive at VBSP in cash

a

The same province/city

0.03%/transaction amount

Min: VND 2,000/ transaction

Max: VND 1,000,000/ transaction

b

Different province/city

0.05%/transaction amount

Min: VND 5,000/ transaction

Max: VND 1,000,000/ transaction

1.1.5

Transfer money according to the list

VND 2,000/beneficiary/transaction

1.2

Domestic outward remittance outside VBSP’s system

1.2.1

Outward remittance from account

0.025%/transaction amount

Min: VND 7,000/ transaction

1.2.2

Cash deposit into VBSP for outward remittance

0.05%/transaction amount

Max: VND 10,000/ transaction

2

Inward remittance

2.1

Inward remittance to account opened at VBSP

Free

2.2

Receiving money transfer from other banks VBSP system to receive cash

0.02%/transaction amount

Min: VND 10,000/ transaction

3

Checking/adjusting/canceling money transfer orders at customers' requests

VND 20,000/request

III

FUND SERVICES

1

Collection/payment on cash

By agreement from 0.05% to 0.1%/transaction amount

Min: VND 5,000/ transaction

2

Storage fees

2.1

Keeping cash overnight (with counting)

0.05%/transaction amount/night

Min: VND 100,000/night

2.2

Keeping cash overnight in a sealed bag (without counting)

0.02% transaction amount/night

Min: VND 100,000/night or VND 3,000,000/month

2.3

Keeping valuable papers: deposit certificates, promissory notes, savings books, bonds, etc.

By agreement 0.02-0.05%/month

Min: VND 10,000/sheet/month/ transaction

2.4

Keeping important papers and documents

By agreement

Min: VND 2,000/sheet;

VND 30,000/contract/month

3

Money without circulation standards

Free