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Loan schemes

Updated: 2016-04-15 11:34:42

PARTICIPATORY RESOURCES MANAGEMENT PROJECT (FUNDED BY IFAD)

Under an agreement between the Socialist Republic of Vietnam and the International Fund for Agricultural Development (IFAD) to implement the Rural Income Diversification Project in Tuyen Quang province (RIDP), the Vietnamese Government gave VBSP a sub-loan of USD 1.43 million (equiv. to VND 30 billion) with the lending rate of 0.75% per year (2003-2022). The project aims at socio-economic development of its target groups, who are the poor and small-scale business households, suppliers of seedlings and agriculture materials at Region II and III in project area. New lending methodology of wholesale through the credit and savings groups is employed under the project.

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LENDING INTEREST RATE

Poor Households
Lending to poor households	6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008	3,3%/year
Near Poor Households
Lending to near poor households	7,92%/year
Students
Lending to disadvantaged students	6,6%/year
People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons	3,3%/year
Others...

DEPOSIT INTEREST RATE

Term	Deposit Rate
Overnight	3,04%/year
1 week	3,23%/year
2 week	3,5%/year
Others...