Tiếng việt
Stay Connected:

News & Events

Updated: 2016-10-22 12:59:33

Credit institution system to be restructured

The Vietnamese system of credit institutions will be comprehensively restructured in order to develop commercial banks up to regional standards.

“Thành công chính” và “thành công lớn nhất” của tái cơ cấu ngân hàng

This is pursuant to the Prime Minister’s Decision No.254/QĐ-TTg on Restructuring the credit institution system in 2011 - 2015.

The project aims to build one or two of Vietnam’s commercial banks up to regional standards of scale and competitiveness by 2015.

Focus will be on improving the role of State-owned commercial banks, accelerating the equitisation of State-owned commercial banks and reducing the bad debt ratio to less than 3%.

Credit institutions will be categorised as healthy, temporarily lacking liquidity or weak, and the State Bank will devise appropriate restructuring measures.

                                                                                                                                                                                                                                                Nhandan online

PHOTO ARTICLES

LENDING INTEREST RATE

Poor Households

Lending to poor households 6,6%/year
Lending to poor households in 64 poor districts as stipulated by the Government Resolution No.30a in 2008 3,3%/year

Near Poor Households
Lending to near poor households 7,92%/year

Students
Lending to disadvantaged students 6,6%/year

People in need of loans for job creation
Lending to business establishments owned by war invalids and handicapped persons 3,3%/year
Others...

DEPOSIT INTEREST RATE
Term Deposit Rate
Overnight 3,04%/year
1 week 3,23%/year
2 week 3,5%/year
Others...