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Updated: 2026-08-10 09:31:57

Policy credit "awakens" the value of traditional craft villages in Nghe An province

(VBSP News) Policy credit is not only a source of capital to help people develop production and business, but it has also become an important "lever" to preserve traditional craft villages, enhance OCOP products, and create sustainable livelihoods in Nghe An.

Preserving traditional crafts through preferential capital flows.

In the middle of Trung Thinh hamlet, Nghia Dan commune, Nghe An province, the rhythmic clicking of looms continues to echo every day. The skillful hands of Thai ethnic women diligently weave colorful brocade fabrics, preserving a cultural heritage passed down through generations…

At one point, the traditional weaving craft faced the risk of disappearing due to low income and young workers leaving their villages to find other jobs. However, with the attention of the local government in establishing professional associations, supporting looms and preserving the traditional craft, and with policy-based credit funding, many households have been encouraged to confidently continue with the craft.

Mr. Hoang Son Lam, Deputy Director of the Social Policy Bank (NHCSXH) branch in Nghe An province, said that in recent times, the unit has prioritized capital for households, cooperatives, and production facilities to develop traditional crafts and OCOP products through preferential loan programs, especially the job creation loan program. Low-interest loans with suitable terms have helped people invest in machinery and raw materials, improve designs, build brands, and expand production scale.

The brocade weaving facility of Ms. Lang Thi Trong's family in Trung Thinh hamlet, Nghia Dan commune, has received support from preferential credit.

The brocade weaving facility of Ms. Lang Thi Trong's family in Trung Thinh hamlet, Nghia Dan commune, has received support from preferential credit.

According to Mr. Lam, from small-scale production facilities, many households have gradually shifted to value chain production, focusing on traceability, improving product quality, and better meeting market demands. This not only creates jobs and increases income but also contributes to building the local OCOP product brand.

The family of Ms. Lang Thi Trong in Trung Thinh hamlet, Nghia Dan commune, is a prime example. Formerly classified as a poor household, Ms. Trong received a 100 million VND loan from the Nghia Dan branch of the Vietnam Bank for Social Policies through the Veterans Association to invest in developing her brocade weaving business.

In the beginning, there was much uncertainty, but realizing that traditional weaving still had many opportunities for development, the family decided to commit to it long-term. Two years later, from just a few initial looms, her workshop had more orders, and during peak times, she had to hire additional workers from the neighborhood to keep up with the schedule. "Thanks to the bank loan, my family was able to invest more systematically. Now we have a stable income and can preserve the traditional craft right in our hometown," Mrs. Trong shared.

With a loan from the Social Policy Bank, the family of Ms. Vi Thi Tham in Binh Chuan commune boldly invested in expanding the production of smoked pork products.

With a loan from the Social Policy Bank, the family of Ms. Vi Thi Tham in Binh Chuan commune boldly invested in expanding the production of smoked pork products.

Leaving Nghia Dan and arriving in Binh Chuan commune, another story emerges about the effectiveness of policy-based capital in supporting traditional craft villages. When mentioning Binh Chuan, many people know about products with the distinctive flavors of the mountains and forests, such as smoked pork and beef, bamboo-cooked rice, rice wine, herbal wine, five-colored sticky rice, and traditional dishes of the Thai ethnic group… Each product is not only a local specialty but also embodies cultural values ​​preserved through generations.

Having received a 200 million VND loan from the Social Policy Bank's employment creation program, Ms. Vi Thi Tham's family in Binh Chuan commune boldly expanded their smoked pork production. According to Ms. Tham, the preferential capital helped her family invest in more raw materials, expand the scale of their business, and secure a reliable supply of goods. During peak seasons, especially before the Lunar New Year, the facility has to hire additional workers to meet the increasing number of orders.

What is even more valuable is that, along with increased income, the traditional products of the Thai ethnic group are becoming more widely known, contributing to promoting the local image and fostering the flourishing development of community tourism .

Binh An General Agricultural Service Cooperative is gradually establishing its brand thanks to the support of policy-based credit funds.

Binh An General Agricultural Service Cooperative is gradually establishing its brand thanks to the support of policy-based credit funds.

Enhancing OCOP products and creating sustainable livelihoods.

Not only in western Nghe An province, but also in Hoang Mai ward, Binh An General Agricultural Service Cooperative is gradually establishing its brand thanks to the support of policy-based credit capital.

With a loan of 100 million VND from the Vietnam Bank for Social Policies, Mr. Le Thac Tien and the cooperative members invested in processing machinery, perfected the production process, and built a brand. To date, many of the cooperative's products, such as turmeric starch, kudzu starch, turmeric and honey capsules, Polygonum multiflorum capsules, honey, etc., have been recognized as OCOP 3-star standard, gradually expanding their distribution system nationwide, contributing to increasing the value of local agricultural products.

It is evident that policy-based credit has been creating a synergy between poverty reduction, economic development, and cultural value preservation. Preferential capital not only helps people invest in production but also contributes to preserving traditional crafts that are facing the risk of disappearing. Currently, Nghe An has nearly 500 OCOP (One Commune One Product) entities with 743 products achieving 3 stars or higher, along with approximately 200 craft villages and traditional craft villages. This is a valuable cultural and economic resource, but traditional craft products are also facing many challenges such as a shortage of young workers, small-scale production, inconsistent designs, limited e-commerce capacity, and low competitiveness.

Policy credit

Policy-based credit is helping to "revive" many traditional craft villages in Nghe An province.

In this context, policy credit capital continues to be considered one of the important solutions to unlock development resources. According to Mr. Hoang Son Lam, in the coming time, the Vietnam Bank for Social Policies (VBSP) branch in Nghe An province will continue to advise on the effective implementation of Directive No. 39-CT/TW on improving the effectiveness of social policy credit in the new period; at the same time, it will advise the Provincial People's Committee to supplement local entrusted capital, strengthen coordination with departments, agencies, and socio- political organizations to review loan needs, prioritizing households, cooperatives, traditional craft villages, and production facilities participating in the OCOP Program.

When provided at the right time and to the right recipients, preferential loans not only help people develop their economy but also contribute to preserving cultural values ​​built up over generations. From brocade looms in Nghia Dan, smoked meat from Binh Chuan to OCOP products bearing the Nghe An brand, policy credit is contributing to building livelihoods, preserving the soul of the countryside, and opening opportunities for products with the distinctive character of Nghe An to reach further in domestic and international markets.

Source: https://thoibaonganhang.vn/tin-dung-chinh-sach-danh-thuc-gia-tri-lang-nghe-xu-nghe-185839.html

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