Which household is classified as the poor household?

  What conditions will the poor households have to meet to get the loan?

  Who has the authority to establish LSG? Who are the members?

  LSG is established by the socio-political organizations but are the eligible members of LSG necessarily the members of those organizations?

  Are there any poor households who are not VBSP’s targeted clientele?

  What purposes may the poor households utilize the loans for?

  How is the specific loan size for different households defined and what is the maximum loan size?

  What procedures will the borrower have to make to get the loan? Whom will they summit the documents to?

  What procedures will the Management Boards of LSGs have to make to help their members to receive funds from VBSP ?

  How will the borrowers pay the principal and the interest (the method, the place and the recipients of repayment)?

  What are the poor household borrower’s responsibilities in loan utilization?

  Who will be categorized as the disadvantaged students?

  How do the disadvantaged students become an eligible borrower?

  How do the disadvantaged students become ineligible borrower?

  What conditions will the disadvantaged students have to meet to become eligible borrowers of VBSP?

  What mode of lending VBSP impose on the disadvantaged students?

  If the borrower wants to get the loan to cover training cost for the disadvantaged students, who are the contact persons, what are the procedures and where to submit the application documents?

  What purpose will the disadvantaged student use the loan for?

  What is the maximum loan size applicable to the disadvantaged student?

  What is the loan term?

  How will the borrower repay the loan?

  How does VBSP treat the borrower who is especially vulnerable when the loan comes due?

  Under the regulations, the borrower will receive money twice a year at the beginning of each semester. After the first disbursement, how will the next disbursements be made?

  Who are the targeted groups of the programme?

  What are the conditions to become an eligible borrower of the programme for migrant workers?

  What is the maximum loan size for the migrant workers?

  What are the rational and acceptable expenses covered by the migrant worker?

  What are the procedures to get the loan?

  How will the borrower pay the principal and the interest?

  How will VBSP treat the borrower who fails to pay the loan when it comes due?

  Which provinces in Cuu Long River Delta does the lending programme for housing purpose with deferred payment is implemented?

  Who are the targeted groups of the programme?

  What purpose will the borrower use the loan for?

  What is the maximum loan size? What are the loan term and the interest rate?

  What conditions will the borrower who wants to borrow VND 7 million to buy a house have to meet?

  What conditions will the borrower who wants to borrow VND 9 million to buy a house have to meet?

  What conditions will the borrower who wants to get the loan of VND 7 million to build a house have to meet?

  What conditions will the borrower who wants to get the loan of VND 9 million to build a house have to meet?

  What preferential policies will the borrower enjoy if he pays the loan before the due date?

  What are the procedures to get the loan?

  What is the mode of disbursement?

  When will the borrower have to start to pay the principal and the interest?

  What conditions will a construction enterprise have to meet to get the loan?

  What documents will the enterprise have to summit to VBSP?

  How will VBSP treat the enterprise who fails to repay the loan on the due date?

  Who is the eligible borrower?

  How are the areas clarified as the rural areas?

  What conditions will the borrower meet to get the loan?

  How will the borrower use the loan?

  How many facilities can a household apply the loan to finance?

  How is a specific loan size defined? What are the maximum loan size, the loan term and the interest rate?

  What are the procedures of lending and disbursement?

  How will the borrower pay the principal and interest?

  Could the borrower sell facilities for safe water and rural environment sanitation financed by the loan from VBSP?

  Who are the eligible borrowers for bad debt treatment?

  What risks can be classified as risks by objective causes?

  What are the widespread loss happenings and the individual and local loss happenings?

  If the borrower wants to apply for risk treatment by VBSP, what will he has to do?

  What are the relief policies by the Government applicable to the borrower who suffers from risks by objective causes?

  When will the borrower have the interest exempted?

  When will the borrower have the interest reduced?

  In case of loan write-off, what is the specific amount?

  If the borrower suffers from risk caused by objective factors, what will he do for loan relief?